Bay Saint Louis Homes under $500,000

Bay Saint Louis Homes under $500,000

Welcome to Bay Saint Louis, Mississippi—a charming coastal gem nestled in Hancock County, where Southern hospitality meets stunning waterfront views. This vibrant city, known for its rich history and artistic spirit, offers residents a unique blend of small-town charm and modern amenities. With its picturesque beaches, thriving arts scene, and outdoor recreational opportunities, Bay Saint Louis is a place where you can truly live life to the fullest.

One of the most appealing aspects of Bay Saint Louis is the diverse range of homes available, particularly those priced under $500,000. Whether you’re seeking a cozy cottage just steps from the beach, a modern family home with ample space, or a quaint historic property filled with character, you’ll find plenty of options to suit your lifestyle and budget. The real estate market here is not only affordable but also offers incredible value, allowing you to invest in your dream home without breaking the bank.

Imagine waking up to the soothing sounds of the Gulf of Mexico, enjoying leisurely strolls along the scenic waterfront, and indulging in fresh seafood at local eateries. With a friendly community atmosphere and numerous events throughout the year, including art walks and music festivals, Bay Saint Louis is the perfect place to call home.

Explore the possibilities today and discover why Bay Saint Louis is more than just a place to live—it’s a lifestyle waiting to be embraced. With homes under $500,000, your dream coastal retreat is just a heartbeat away!

Newest Bay Saint Louis Homes under $500,000

762 N 2nd Street, Bay Saint Louis
$499,000
3 Beds ⋅ 2 Baths ⋅ 4164355 MLS
Unbelievable location! This property boasts spectacular views of the Bay of St. Louis, the Bay Waveland Yacht Club Harbor, and the Leo W Seal Jr. bridge. It is just a short stroll or golf cart ride to Old Town. A crow's nest at the peak of the home houses a sleeping space with a 270 degree vantage point. Spectacular sunsets over the marsh are enjoyed here every afternoon. Over 400 square feet of covered porches, serve as great entertaining space, focused on the amazing views. The home is completely updated and is in immaculate condition. The guest suite, with private entrance, can be separated from the main living quarters for a renter, if desired.

762 N 2nd Street, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

246 Pine Driveway, Bay Saint Louis
$369,500
3 Beds ⋅ 3 Baths ⋅ 4164125 MLS
Located in the established Hancock Heights neighborhood of Bay St. Louis, Mississippi, this thoughtfully designed 3-bedroom, 2.5-bath home offers generous living space, quality finishes, and a layout that simply makes everyday life easier. A covered front patio creates a welcoming first impression, while French doors open into a spacious foyer that leads directly into the heart of the home. The open living, dining, and kitchen area feels bright and connected, highlighted by tray ceilings, a fireplace, and ceramic tile flooring throughout for a clean, cohesive look. The kitchen is designed with both style and function in mind. A large granite island provides the ideal gathering spot for morning coffee, casual meals, or serving guests. Stainless steel appliances, abundant cabinetry, and expansive counter space make everything from weeknight dinners to holiday cooking more convenient. Privately situated, the primary suite offers plenty of room to relax without feeling oversized. The walk-in closet with built-in shelving provides exceptional storage, while the ensuite bath features a jetted soaking tub, separate walk-in shower, and double the comfort after a long day. Outside, you'll find even more usable living space with a screened back patio overlooking a fully fenced backyard that's ready for backyard cookouts, pets, gardening, or simply enjoying a quiet evening outdoors. A storage shed adds extra room for tools and equipment, while the attached two-car garage offers everyday convenience. The roof was replaced just six years ago, giving the next owner one less major project to think about. Hancock Heights is conveniently located just minutes from Old Town Bay St. Louis, where locally owned restaurants, boutiques, art galleries, the harbor, and waterfront entertainment have made the area one of the Mississippi Gulf Coast's most sought-after destinations. Whether you're commuting, spending a day on the water, or enjoying one of Bay St. Louis' many festivals, you'll appreciate having it all just a short drive away.

246 Pine Driveway, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

610 Sunset Drive, Bay Saint Louis
$419,000
3 Beds ⋅ 3 Baths ⋅ 4164039 MLS
Looking for a home with a little personality? This home has plenty of it! Beautiful custom trim throughout gives this home a special feel, and the living room is filled with natural light. Enjoy your morning coffee in the front courtyard or unwind on the screened back porch. There's also plenty of room to get creative with two flex spaces—one upstairs and another off the dining room downstairs. Whether you need an office, hobby room, workout space, or an extra spot to relax, you have options. A roof installed in 2026 and AC installed in 2024 add to the appeal. This is a home with character and spaces you can make your own.

610 Sunset Drive, Bay Saint Louis

Listing courtesy of Stars and Stripes Realty, LLC..

5142 1st Avenue, Bay Saint Louis
$199,900
3 Beds ⋅ 2 Baths ⋅ 4163716 MLS
 Charming 3-Bedroom Home - Centrally Located Near River, Beach & Casinos Welcome to this beautifully renovated 1,600 sq. ft. home nestled under gorgeous oak trees on a quiet street. With a new roof and fresh updates throughout, this property is move-in ready and full of charm.  Features Include: 3 spacious bedrooms 1 full bathroom + 1 half bathroom Open living spaces with plenty of natural light Newly renovated interior with modern touches Gorgeous oaks providing shade and character Plenty of space underneath the home for entertaining, cookouts, or relaxing outdoors  Location Highlights: Near the river and beaches for fishing, boating, and coastal fun Just minutes from casinos, dining, and entertainment Centrally located yet tucked away on a quiet street This versatile property is perfect as a starter home, Air-bnb investment, or vacation retreat. Don't miss your chance to own this gem!

5142 1st Avenue, Bay Saint Louis

Listing courtesy of Ashman-Mollere Realty, Inc..

6186 E Lamar Street, Bay Saint Louis
$80,000
5 Beds ⋅ 3 Baths ⋅ 4163472 MLS
Rare opportunity to acquire a spacious 5-bedroom, 3-bath home in Bay St. Louis this two-story property provides an exceptional amount of space and multiple investment possibilities. The large bedroom count and layout could make it an excellent renovation and resale project, long-term rental, workforce housing property, or spacious primary residence. The home is currently owner-occupied and livable but needs substantial repairs and updating, including a new roof, termite-related repairs and areas of water damage. Termite treatment has already been completed. The home does not have central HVAC and is currently cooled with window A/C units. Features include generous living areas, a large kitchen and dining space, three bathrooms, a spacious primary suite and a fenced yard. Conveniently located near Highway 90 and Interstate 10, providing access to shopping, dining, major employment centers, Stennis Space Center, Hollywood Casino, Old Town Bay St. Louis, the municipal harbor and Gulf Coast beaches. reflect its current condition and allow room for improvements. Property is being sold strictly as-is.

6186 E Lamar Street, Bay Saint Louis

Listing courtesy of Listwithfreedom.Com.

43 Fiber Street, Bay Saint Louis
$399,000
3 Beds ⋅ 2 Baths ⋅ 4163451 MLS
Boat days, golf-cart nights, and your own private coastal escape! This tucked-away retreat sits on a dead-end street along a deep-water canal with access to the Jourdan River and the Bay, putting boating, fishing and Gulf Coast fun right outside your door. Cruise by golf cart to downtown Bay St. Louis for restaurants, shopping, entertainment and the waterfront, then come home and unwind. Downstairs, a private hot tub is a popular feature for short-term rental guests, creating the perfect spot to relax after a day on the water. A cargo lift makes hauling heavier items a breeze, whether you're loading luggage, supplies or all your weekend-on-the-water gear. Already operating as an active short-term rental, this property offers a turnkey opportunity for an investor or buyer looking for a coastal getaway with an established rental history. STR income information available upon request. Deep-water access + hot tub + golf-cart convenience + cargo lift + established STR make this a fun and flexible Bay St. Louis property. Buyer to verify all information, including STR regulations, permitted uses, waterfront access, restrictions and rental requirements.

43 Fiber Street, Bay Saint Louis

Listing courtesy of Trelora Realty, Inc.

530 Bismark Street, Bay Saint Louis
$425,000
4 Beds ⋅ 2 Baths ⋅ 4163398 MLS
Tucked away at the end of a quiet dead-end road, this updated 4-bedroom, 2-bath home offers the space, privacy, and location you've been looking for! Inside, you'll find fresh updates throughout, including new appliances (to be installed) quartz countertops, cabinets, paint, and finishes that give the home a clean, refreshed feel. Step outside to a large fenced-in yard with plenty of room to enjoy the outdoors, entertain, or simply relax in your own private space. And there's even more opportunity, the vacant lot (parcel 137M-2-35-027.002) located directly to the west of the property may also be available for purchase, giving you the option for additional land, added privacy, or future possibilities. Enjoy the peace and quiet of being tucked away while still just a short golf cart ride from everything Bay St. Louis has to offer from the beautiful beaches and Old Town to dining, shopping, entertainment, and more. Whether you're looking for your next home, a Gulf Coast getaway, or an investment opportunity, this one is definitely worth a look!

530 Bismark Street, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

10017 Mississippi Street, Bay Saint Louis
$475,000
3 Beds ⋅ 2 Baths ⋅ 4163384 MLS
Welcome to waterfront living! This move-in-ready home sits directly on a canal and offers three spacious lots with RV parking, giving you plenty of room to enjoy the outdoors. Relax on the wraparound porches while taking in the beautiful waterfront views, or head out for a day of boating and fishing right from your own property. Inside, you'll find an inviting open floor plan and a large kitchen designed for entertaining family and friends. Conveniently located close to downtown dining, entertainment, and shopping, this property offers the perfect combination of waterfront relaxation and everyday convenience. Don't miss this opportunity to own your own piece of waterfront paradise—move in and start enjoying the lifestyle!

10017 Mississippi Street, Bay Saint Louis

Listing courtesy of Luxury Southern Realty.

600 Highland Drive, Bay Saint Louis
$465,000
4 Beds ⋅ 2 Baths ⋅ 4163372 MLS
Welcome home! No flood zone! Location is everything, and here you are just minutes away from the vibrant energy of downtown Bay St. Louis, with its charming local shops, coastal dining, and waterfront views as well as top-rated local schools, including Bay High School. The highlight of the property is the incredible, fully powered WORKSHOP equipped with dedicated heating and cooling. Whether you need a climate-controlled workspace, hobby hub, boat/ATV storage, or ultimate man cave/craft studio, this space is ready for all your projects year-round. Inside, enjoy spacious living areas, huge rooms with massive closets, a cozy fireplace, an organized pantry, and a great, covered back porch perfect for outdoor relaxation and entertaining. Water heater is less than a year old and the AC unit is 3 years old! Don't miss this rare opportunity to own a home that offers both an ideal location and unbeatable functional space!

600 Highland Drive, Bay Saint Louis

Listing courtesy of Century 21 Busch Realty Group.

502 John Baptiste Street, Bay Saint Louis
$459,000
3 Beds ⋅ 3 Baths ⋅ 4162906 MLS
Welcome to this charming Bay St. Louis cottage offering a spacious, functional layout in a convenient location near the beach, entertainment, dining, and area attractions. Situated in an X flood zone, this 3-bedroom, 2.5-bath home features 2,198 square feet of living space with an inviting open-concept design. Step inside to a generous living area highlighted by a fireplace and abundant natural light. The adjoining kitchen offers granite countertops and plenty of space for gathering and entertaining. The primary bedroom and private bath are conveniently located on the first floor, along with a half bath for guests. Upstairs, you'll find two additional spacious bedrooms and a full bath, providing excellent separation and flexibility for family, guests, or a home office. Outside, enjoy the porch, manageable yard, covered carport, and a dedicated fenced area perfect for pets. With beach access, nearby recreation, and everything Bay St. Louis has to offer just minutes away, this home combines comfort, convenience, and coastal living in one appealing package. More Photos coming Soon!

502 John Baptiste Street, Bay Saint Louis

Listing courtesy of Saltwater Realty.

50 Fiber Street, Bay Saint Louis
$399,000
3 Beds ⋅ 2 Baths ⋅ 4162542 MLS
**TURNKEY BAY ST. LOUIS GETAWAY WITH RENTAL INCOME ALREADY ON THE BOOKS!** Easily rented all summer and big events, long term rents in the colder months. This one makes money . Whether you're looking for a full-time home, weekend escape, or income-producing property, this coastal setup checks a lot of boxes. The home is being sold **fully furnished** and features 3 bedrooms and a full bath upstairs, with additional flexible space, another full bath, and a workshop downstairs. Outside is where this property really shines. Enjoy a large wood deck, **boat lift, bulkhead, Tiki bar, above-ground saltwater pool**, and a fully fenced 75-foot-wide lot with plenty of room for entertaining and storing your coastal toys. Recent improvements include a **new HVAC system, updated bathroom, plumbing improvements, and electrical upgrades**. Flood insurance is currently just **$375/year**. Hop on the golf cart and head downtown, visit the nearby casino, or jump in the boat with convenient access to both the **Bay and Jordan River**. Furnished, income-producing, waterfront, and ready to enjoy — this one is set up for the Bay St. Louis lifestyle.

50 Fiber Street, Bay Saint Louis

Listing courtesy of Mirambell Realty, LLC.

818 Old Spanish Trail, Bay Saint Louis
$442,800
4 Beds ⋅ 2 Baths ⋅ 4162237 MLS
Come and see this beautiful well designed floor plan the "ROSEBORO II J" located in the highly sought after Shieldsboro Community, just a few minutes to Old Towne and The Depot District! Step inside and marvel at all the upgrades this 4 bedroom 2 Bath open concept home with a Bonus computer nook, has to offer. Starting in the kitchen with upgraded backsplash, undermount cabinet lighting, granite counters, kitchen island, and a walk in pantry. The Master bath features a double vanity, garden tub, separate custom tiled shower, and a walk in closet. This home features includes crown moulding throughout, recessed lighting, window blinds throughout, smart connect Wi-Fi thermostat, vinyl low E tilt in windows, radiant barrier roof decking, and a tankless gas water heater. Exterior features include a widened driveway, covered porches, operable storm shutters, and a privacy / picket fence enclosing the sides and the backyard. Just a short walk to the community pool. Don't wait... call today to see this Beauty!

818 Old Spanish Trail, Bay Saint Louis

Listing courtesy of Fidelis Realty, LLC..

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