Bay Saint Louis Homes under $400,000

Bay Saint Louis Homes under $400,000

Welcome to Bay Saint Louis, a hidden gem nestled along the stunning Gulf Coast of Mississippi in Hancock County. This charming city is known for its rich history, vibrant arts scene, and close-knit community, making it an ideal destination for those seeking a tranquil lifestyle by the sea. With its picturesque beaches, lush parks, and inviting waterfront, Bay Saint Louis offers a perfect blend of relaxation and recreation.

One of the most appealing aspects of Bay Saint Louis is its diverse real estate market, particularly for homebuyers looking for properties under $400,000. Whether you’re a first-time buyer, looking to downsize, or seeking a vacation retreat, this area boasts a variety of charming homes that cater to every taste and budget. From quaint cottages with coastal charm to modern family homes, you’ll find plenty of options that allow you to enjoy the laid-back lifestyle this beautiful city has to offer.

Living in Bay Saint Louis means embracing a vibrant community filled with local events, art galleries, and delightful dining experiences. Explore the historic downtown area, where you can stroll along the scenic waterfront, enjoy live music, and indulge in fresh seafood from local restaurants. With a welcoming atmosphere and a strong sense of community, Bay Saint Louis is more than just a place to live; it’s a place to thrive.

If you're ready to discover your dream home in this coastal paradise, Bay Saint Louis awaits you with open arms and an array of affordable housing options under $400,000. Come experience the magic of this enchanting city!

Newest Bay Saint Louis Homes under $400,000

246 Pine Driveway, Bay Saint Louis
$369,500
3 Beds ⋅ 3 Baths ⋅ 4164125 MLS
Located in the established Hancock Heights neighborhood of Bay St. Louis, Mississippi, this thoughtfully designed 3-bedroom, 2.5-bath home offers generous living space, quality finishes, and a layout that simply makes everyday life easier. A covered front patio creates a welcoming first impression, while French doors open into a spacious foyer that leads directly into the heart of the home. The open living, dining, and kitchen area feels bright and connected, highlighted by tray ceilings, a fireplace, and ceramic tile flooring throughout for a clean, cohesive look. The kitchen is designed with both style and function in mind. A large granite island provides the ideal gathering spot for morning coffee, casual meals, or serving guests. Stainless steel appliances, abundant cabinetry, and expansive counter space make everything from weeknight dinners to holiday cooking more convenient. Privately situated, the primary suite offers plenty of room to relax without feeling oversized. The walk-in closet with built-in shelving provides exceptional storage, while the ensuite bath features a jetted soaking tub, separate walk-in shower, and double the comfort after a long day. Outside, you'll find even more usable living space with a screened back patio overlooking a fully fenced backyard that's ready for backyard cookouts, pets, gardening, or simply enjoying a quiet evening outdoors. A storage shed adds extra room for tools and equipment, while the attached two-car garage offers everyday convenience. The roof was replaced just six years ago, giving the next owner one less major project to think about. Hancock Heights is conveniently located just minutes from Old Town Bay St. Louis, where locally owned restaurants, boutiques, art galleries, the harbor, and waterfront entertainment have made the area one of the Mississippi Gulf Coast's most sought-after destinations. Whether you're commuting, spending a day on the water, or enjoying one of Bay St. Louis' many festivals, you'll appreciate having it all just a short drive away.

246 Pine Driveway, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

5142 1st Avenue, Bay Saint Louis
$199,900
3 Beds ⋅ 2 Baths ⋅ 4163716 MLS
 Charming 3-Bedroom Home - Centrally Located Near River, Beach & Casinos Welcome to this beautifully renovated 1,600 sq. ft. home nestled under gorgeous oak trees on a quiet street. With a new roof and fresh updates throughout, this property is move-in ready and full of charm.  Features Include: 3 spacious bedrooms 1 full bathroom + 1 half bathroom Open living spaces with plenty of natural light Newly renovated interior with modern touches Gorgeous oaks providing shade and character Plenty of space underneath the home for entertaining, cookouts, or relaxing outdoors  Location Highlights: Near the river and beaches for fishing, boating, and coastal fun Just minutes from casinos, dining, and entertainment Centrally located yet tucked away on a quiet street This versatile property is perfect as a starter home, Air-bnb investment, or vacation retreat. Don't miss your chance to own this gem!

5142 1st Avenue, Bay Saint Louis

Listing courtesy of Ashman-Mollere Realty, Inc..

6186 E Lamar Street, Bay Saint Louis
$80,000
5 Beds ⋅ 3 Baths ⋅ 4163472 MLS
Rare opportunity to acquire a spacious 5-bedroom, 3-bath home in Bay St. Louis this two-story property provides an exceptional amount of space and multiple investment possibilities. The large bedroom count and layout could make it an excellent renovation and resale project, long-term rental, workforce housing property, or spacious primary residence. The home is currently owner-occupied and livable but needs substantial repairs and updating, including a new roof, termite-related repairs and areas of water damage. Termite treatment has already been completed. The home does not have central HVAC and is currently cooled with window A/C units. Features include generous living areas, a large kitchen and dining space, three bathrooms, a spacious primary suite and a fenced yard. Conveniently located near Highway 90 and Interstate 10, providing access to shopping, dining, major employment centers, Stennis Space Center, Hollywood Casino, Old Town Bay St. Louis, the municipal harbor and Gulf Coast beaches. reflect its current condition and allow room for improvements. Property is being sold strictly as-is.

6186 E Lamar Street, Bay Saint Louis

Listing courtesy of Listwithfreedom.Com.

43 Fiber Street, Bay Saint Louis
$399,000
3 Beds ⋅ 2 Baths ⋅ 4163451 MLS
Boat days, golf-cart nights, and your own private coastal escape! This tucked-away retreat sits on a dead-end street along a deep-water canal with access to the Jourdan River and the Bay, putting boating, fishing and Gulf Coast fun right outside your door. Cruise by golf cart to downtown Bay St. Louis for restaurants, shopping, entertainment and the waterfront, then come home and unwind. Downstairs, a private hot tub is a popular feature for short-term rental guests, creating the perfect spot to relax after a day on the water. A cargo lift makes hauling heavier items a breeze, whether you're loading luggage, supplies or all your weekend-on-the-water gear. Already operating as an active short-term rental, this property offers a turnkey opportunity for an investor or buyer looking for a coastal getaway with an established rental history. STR income information available upon request. Deep-water access + hot tub + golf-cart convenience + cargo lift + established STR make this a fun and flexible Bay St. Louis property. Buyer to verify all information, including STR regulations, permitted uses, waterfront access, restrictions and rental requirements.

43 Fiber Street, Bay Saint Louis

Listing courtesy of Trelora Realty, Inc.

50 Fiber Street, Bay Saint Louis
$399,000
3 Beds ⋅ 2 Baths ⋅ 4162542 MLS
**TURNKEY BAY ST. LOUIS GETAWAY WITH RENTAL INCOME ALREADY ON THE BOOKS!** Easily rented all summer and big events, long term rents in the colder months. This one makes money . Whether you're looking for a full-time home, weekend escape, or income-producing property, this coastal setup checks a lot of boxes. The home is being sold **fully furnished** and features 3 bedrooms and a full bath upstairs, with additional flexible space, another full bath, and a workshop downstairs. Outside is where this property really shines. Enjoy a large wood deck, **boat lift, bulkhead, Tiki bar, above-ground saltwater pool**, and a fully fenced 75-foot-wide lot with plenty of room for entertaining and storing your coastal toys. Recent improvements include a **new HVAC system, updated bathroom, plumbing improvements, and electrical upgrades**. Flood insurance is currently just **$375/year**. Hop on the golf cart and head downtown, visit the nearby casino, or jump in the boat with convenient access to both the **Bay and Jordan River**. Furnished, income-producing, waterfront, and ready to enjoy — this one is set up for the Bay St. Louis lifestyle.

50 Fiber Street, Bay Saint Louis

Listing courtesy of Mirambell Realty, LLC.

5053 W Swallow Lane, Bay Saint Louis
$185,000
3 Beds ⋅ 2 Baths ⋅ 4162100 MLS
Step into this completely renovated, move-in-ready home conveniently located in Bay St. Louis! Practically everything has been refreshed, including a new roof, siding, windows, doors, plumbing, sewage system, and well system allowing the new owner to simply move in and enjoy. Perfectly situated near fishing, boating, local restaurants, shopping, and all the fun and charm the Gulf Coast has to offer. Whether you're looking for a full-time residence, coastal getaway, or investment property, this home is ready for its next owner with all the work already done. Pack your bags and start enjoying the Bay St. Louis lifestyle schedule your private showing today!

5053 W Swallow Lane, Bay Saint Louis

Listing courtesy of Coldwell Banker Smith Home Rltrs-Gautier.

5109 Trout Street, Bay Saint Louis
$325,000
2 Beds ⋅ 2 Baths ⋅ 4161845 MLS
Welcome to 5109 Trout Street in beautiful Bay St. Louis! Whether you're looking to relocate to a more relaxing waterfront lifestyle, find the perfect weekend getaway, or add a great property to your investment portfolio, this home has so much to offer. Situated along the Bayou La Croix canal, you can enjoy peaceful waterfront views and easy access to the water right from home. Step outside from the primary bedroom onto the new deck the perfect place to enjoy your morning coffee or unwind at the end of the day. The property also features double covered parking with plenty of room for vehicles, a boat, or other recreational equipment. Even better, this home is being sold fully furnished, making it easy to move right in or begin enjoying it as an investment property. Cameras are located both inside and outside the property. Don't miss your opportunity to enjoy waterfront living in Bay St. Louis schedule your private showing today!

5109 Trout Street, Bay Saint Louis

Listing courtesy of Coldwell Banker Smith Home Rltrs-Gautier.

11028 Minnesota Street, Bay Saint Louis
$275,000
2 Beds ⋅ 2 Baths ⋅ 4161663 MLS
Cute 2 bedroom home with views for miles! Located in Shoreline Park just minutes to The Jourdan River and the bay. Owner built with foam insulation in walls, floors and ceilings. Better that an igloo cooler! Seller is leaving all appliances and most furniture. There is a huge room upstairs that can be built out. A lift in already installed. Don't miss your chance to make this your next vacation spot!

11028 Minnesota Street, Bay Saint Louis

Listing courtesy of Compass.

5133 Herron Street, Bay Saint Louis
$214,900
2 Beds ⋅ 2 Baths ⋅ 4161656 MLS
Your beach getaway is waiting! This unique, fully furnished property features a main house plus a separate guesthouse; all tucked behind a gated entrance and just a short drive from the beach. The main house offers a full kitchen and an open living/bedroom space with double doors overlooking the front yard. The guest house connected to the main house by a deck, includes a bedroom, bathroom, sink and refrigerator--perfect for guests or additional rental possibilities. Outside, the paved area underneath the house provides plenty of additional storage space. There's also a storage shed already set up with shelving and hooks, perfect for keeping all of your beach and outdoor gear organized. Whether you're looking for a short-term rental, weekend getaway, beach house, or full-time home, this property offers plenty of possibilities and an easygoing coastal lifestyle!

5133 Herron Street, Bay Saint Louis

Listing courtesy of Coastal Realty Group.

315 Main Street Unit E, Bay Saint Louis
$339,000
1 Beds ⋅ 1 Baths ⋅ 4161362 MLS
Experience the best of Old Town Bay St. Louis at 315 Main Street, where historic character meets modern coastal living. This distinctive building has been thoughtfully reimagined and completely renovated while preserving the architectural character of its original exterior. Renovated in 2023, the building offers individually designed residences, giving each condominium its own unique floor plan and personality. This 1-bedroom, 1-bath condominium offers soaring 10-foot ceilings, an open and light-filled living area, and a clean, contemporary coastal design. The kitchen features stainless steel appliances, generous counter space and modern cabinetry, while durable luxury vinyl flooring flows throughout the main living areas. A stackable washer and dryer is included, along with high-efficiency, energy-conscious features designed for comfortable, low-maintenance living. Even better, this condo is being offered fully furnished and turnkey—ready to enjoy from day one. Whether you're looking for a full-time residence, weekend getaway, second home, or investment property with short-term rental possibilities, this property offers exceptional flexibility. And the location is hard to beat. From your front door, you can walk or golf cart to everything that makes Bay St. Louis such a sought-after coastal destination—downtown restaurants, boutique shopping, entertainment, the beach, marina, parks, schools and boating. Enjoy mornings by the water, afternoons exploring Old Town and evenings dining and listening to live music, all without having to get in the car. 315 Main Street offers a rare opportunity to own a turnkey residence in a beautifully renovated historic building in the heart of Bay St. Louis. With its unique architecture, modern amenities and exceptional walkability, this is coastal living made easy.

315 Main Street Unit E, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

315 Main Street Unit B, Bay Saint Louis
$399,000
2 Beds ⋅ 2 Baths ⋅ 4161365 MLS
Experience the best of Old Town Bay St. Louis at 315 Main Street, where historic character meets modern coastal living. This distinctive building has been thoughtfully reimagined and completely renovated while preserving the architectural character of its original exterior. Renovated in 2023, the building offers individually designed residences, giving each condominium its own unique floor plan and personality. This 2-bedroom, 2-bath condominium offers ADA accessibility, soaring 10-foot ceilings, an open and light-filled living area, and a clean, contemporary coastal design. The kitchen features stainless steel appliances, generous counter space and modern cabinetry, while durable luxury vinyl flooring flows throughout the main living areas. A stackable washer and dryer is included, along with high-efficiency, energy-conscious features designed for comfortable, low-maintenance living. Even better, this condo is being offered fully furnished and turnkey—ready to enjoy from day one. Whether you're looking for a full-time residence, weekend getaway, second home, or investment property with short-term rental possibilities, this property offers exceptional flexibility. And the location is hard to beat. From your front door, you can walk or golf cart to everything that makes Bay St. Louis such a sought-after coastal destination—downtown restaurants, boutique shopping, entertainment, the beach, marina, parks, schools and boating. Enjoy mornings by the water, afternoons exploring Old Town and evenings dining and listening to live music, all without having to get in the car. 315 Main Street offers a rare opportunity to own a turnkey residence in a beautifully renovated historic building in the heart of Bay St. Louis. With its unique architecture, modern amenities and exceptional walkability, this is coastal living made easy.

315 Main Street Unit B, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

7026 W Forrest Street, Bay Saint Louis
$186,000
4 Beds ⋅ 3 Baths ⋅ 4160718 MLS
Situated on the outskirts of Bayside Park with access from the Royal Oak Drive side, this clean and well-maintained 4-bedroom, 3-bath home sits on a spacious corner lot of more than an acre. The open floor plan offers comfortable everyday living, while two primary suites provide added flexibility. The kitchen features granite countertops and plenty of cabinet space, and the concrete flooring throughout allows for easy maintenance. Additional highlights include a single-car garage with an attached workshop, a durable new metal roof and a large covered front porch accented with wood posts. The property is surrounded by mature oak trees for plenty of shade and even includes a producing pear tree. Acreage includes non-developed lots. Clean, move-in ready and waiting for its new owners!

7026 W Forrest Street, Bay Saint Louis

Listing courtesy of Wayne Songy & Assoc., Inc..

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